Background

Use Cases

Crypto Lending

Data, Risk, and Integration Infrastructure for Crypto Lending Platforms

Next-Generation Infrastructure for Crypto Lending

Crypto lending has become one of the most innovative areas in digital finance.

Users can now borrow against their crypto assets, earn passive income, or convert their holdings into liquidity.

atWallets does not provide loans directly.

Instead, it delivers powerful infrastructure for data, pricing, collateral monitoring, and transaction synchronization.

In other words, we are the invisible yet essential backbone behind lending systems.

What We Provide for Lending Platforms

Crypto lending platforms use atWallets to make their systems more secure, transparent, and high-performance.

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Integration Layer

  • Multi-exchange and wallet synchronization
  • Real-time asset pricing
  • Centralized record of debt and collateral data
  • API access to transaction history and P&L analysis
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Data & Collateral Management

  • Real-time price feeds from multiple exchanges (BTC, ETH, USDT, SOL, AVAX, MATIC, etc.)
  • Chain-based pricing for accurate LTV (Loan-to-Value) calculations
  • Risk alert system for sudden market drops
  • Daily tracking of yield, collateral, and debt movements

Risk Monitoring & Reporting

The most critical element in crypto lending is the value of the collateral. atWallets connects all collateral data to real-time market feeds, automatically calculating risk levels.

Instant LTV ratio

Total collateral value

Daily interest rate changes

Platform-level lending statistics

This helps platforms detect liquidation risks early and significantly increase user trust.

Secure & Transparent Infrastructure

atWallets operates strictly at the data layer — it does not hold funds or execute transactions. All data flows are encrypted and transmitted through secure API channels.

Security Features:

  • HMAC-SHA256 signing
  • IP whitelisting
  • Data verification (checksum)
  • Rate-limit protection
  • Tenant-based data isolation
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Technical Specifications

FeatureDescription
API TypesREST + WebSocket
Data SourceMulti-exchange price feeds
DatabasePostgreSQL + Redis + ClickHouse
SDKsGo, Python, Node.js
DockerMicroservices-based deployment
TestingUnit + Integration tests with 70%+ coverage
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Example Use Cases

  • A lending platform updates live price data using atWallets APIs and automates LTV calculations.
  • The system triggers alerts when a user's collateral falls below a required threshold.
  • Analytics modules generate daily interest yield and loan performance reports.
  • Developers use our data to power automated liquidation systems.
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The Invisible Engine Behind Crypto Lending

Crypto lending platforms grow only when supported by reliable data.

atWallets delivers a strong foundation for collateral, pricing, risk, and performance management.

atWallets is the secure data engine powering the next generation of crypto lending platforms.

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Contact us to design a custom package tailored for your business.

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